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HippoSplit
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HippoSplit

Expense splitting as easy as texting

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HippoSplit is a chat-first expense tracker designed for trips, roommates, families, and everyday personal spending.

Simply snap a receipt, drop photos into the chat, or type a quick note - HippoSplit instantly turns it into a clean, organized expense with items, totals, categories, and who paid what.

Split bills flexibly, track your own purchases, and keep the math effortless - no more messy spreadsheets or awkward calculations.

HippoSplit supports 150+ currencies with live exchange rates, handles recurring expenses, simplifies settle-ups, and delivers beautiful spending reports.

Your data stays secure with encryption at rest and in transit.

Ready to make expense tracking actually enjoyable? Start splitting smarter with HippoSplit today.

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Features

  1. Chat-first capture: Add expenses by typing, snapping a receipt, or dropping photos into the group chat
  2. Guest access: Invite by link or QR code, no signup or app install required
  3. AI receipt parsing: Auto-extracts items, totals, tax, tip, and currency from receipts and screenshots
  4. Split modes: Equal, by item, by percentage, by shares, or by custom amount
  5. Multi-currency: 150+ currencies with live exchange rates, auto conversion
  6. Recurring expenses: Auto-create rent, subscriptions, and routine bills on schedule
  7. Reports and charts: Spending breakdowns, filters, and balance views per group

Use Cases

  • Track and split shared expenses for friends, families, couples
  • Abroad trips
  • Personal expense tracking

Comments

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ML Engineer

Looks handy! Do you plan to integrate with banks and apps like Revolut?

I like that you focused on making expense tracking feel like a conversation instead of another spreadsheet. The receipt parsing + chat workflow is especially useful for trips where people don't want to stop and manually categorize every purchase. One feature I'd love to see in the future is an automatic "settlement optimizer" that minimizes the number of payments required when a trip ends. Overall, this feels much less intimidating than traditional expense apps

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Founder of Pumpynotes, an all-in-one app...

The chat-first approach is clever. Dropping a receipt photo into a thread feels a lot more natural than opening a form every time.

As a free app it is really good to use with friends

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I make good software for a living

Do you plan to integrate banks like monzo here? That would be really useful!

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I make good software for a living

Do you plan to integrate banks like monzo here? That would be really useful!

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i write a16z speedrun scout checks withi...

The chat-first interface is such a smart approach - expense tracking feels way less painful when it's woven into natural conversation rather than pulling people into a separate tool. The receipt parsing from photos solves a real pain point for travel groups.

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Building products in public

Solid idea!! Integrating it into texts is very smart

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Comments

custom-img
ML Engineer

Looks handy! Do you plan to integrate with banks and apps like Revolut?

I like that you focused on making expense tracking feel like a conversation instead of another spreadsheet. The receipt parsing + chat workflow is especially useful for trips where people don't want to stop and manually categorize every purchase. One feature I'd love to see in the future is an automatic "settlement optimizer" that minimizes the number of payments required when a trip ends. Overall, this feels much less intimidating than traditional expense apps

custom-img
Founder of Pumpynotes, an all-in-one app...

The chat-first approach is clever. Dropping a receipt photo into a thread feels a lot more natural than opening a form every time.

As a free app it is really good to use with friends

custom-img
I make good software for a living

Do you plan to integrate banks like monzo here? That would be really useful!

custom-img
I make good software for a living

Do you plan to integrate banks like monzo here? That would be really useful!

custom-img
i write a16z speedrun scout checks withi...

The chat-first interface is such a smart approach - expense tracking feels way less painful when it's woven into natural conversation rather than pulling people into a separate tool. The receipt parsing from photos solves a real pain point for travel groups.

custom-img
Building products in public

Solid idea!! Integrating it into texts is very smart

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