Utilly Bank Reconciliation Checker
Find why your bank statement and books don't match
Upload a bank statement (PDF, CSV, Excel or OFX) and an export from your books (a QuickBooks or Xero report, or any ledger CSV/Excel). Utilly matches transactions by amount, date and check number. Checks can clear weeks later, so they're matched by number. It then lists:
- what's on the statement but not in the books
- what's in the books but not on the statement
- amounts that differ, including transposed digits
- reversed signs
- possible duplicates
- entries outside the statement period
A summary line shows that these items add up to the difference. The summary and the first items of each type are free with no sign-up. The full list plus a PDF and CSV report costs 1 credit. Files are processed in memory and deleted within an hour.
Features
- PDF/CSV/Excel/OFX statements and QuickBooks, Xero or spreadsheet ledgers
- Matching within a date window, with check-number matching
- Missing, duplicate, amount-differs, sign-reversed and out-of-period lists
- Difference fully explained
- PDF and CSV report
- Free sample files
Use Cases
- Month-end reconciliation that won't go to 0.00
- Catch-up and cleanup work
- Reviewing a client's books against their statements
Comments
Hi! When a reconciliation won't tie out, the fix is usually a handful of transactions: one missing, one entered twice, one with the sign flipped. Finding them by eye is the slow part. This takes your statement and a books export, matches everything it can (checks by number, since they clear late), and lists the leftovers by type with a line showing they add up to the difference. Sample files are on the page. I'd love to hear about any ledger export format it doesn't read.
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Comments
Hi! When a reconciliation won't tie out, the fix is usually a handful of transactions: one missing, one entered twice, one with the sign flipped. Finding them by eye is the slow part. This takes your statement and a books export, matches everything it can (checks by number, since they clear late), and lists the leftovers by type with a line showing they add up to the difference. Sample files are on the page. I'd love to hear about any ledger export format it doesn't read.
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