TinyCashflow
A spreadsheet-style money manager on one timeline
TinyCashflow is a spreadsheet-style money manager that puts your whole financial life on one timeline. It brings your accounts, income, bills, and transactions into a single view, and shows your projected balance on any future date. Recurring items repeat themselves, so you can tell at a glance whether you will be short next week or next month, instead of only knowing what already happened.
It works offline on desktop and mobile, supports multiple currencies including crypto, and needs no bank connection, so your data stays private and fully yours. It is deliberately simple: no category cages, no daily guilt, just one honest running balance you can steer by. Free to try, no signup wall.
Features
All your accounts, income, and bills on one running timeline
Projected balance on any future date, so you can see when it gets tight
Recurring items that repeat themselves automatically
Multi-currency support, including crypto, with historical rates
Works fully offline on Mac, Windows, Android, iOS, and the web
No bank connection and no signup wall, so your data stays private
Comments
I spent the last two years building the money app I always wished existed. Every budgeting app wanted me to sort each coffee into a category, then made me feel guilty the moment I stopped. What I actually wanted was simpler: one honest running balance that tells me whether I will be okay next month. So I built TinyCashflow as a spreadsheet-style money manager where everything lives on one timeline. Recurring bills and income project themselves forward, and you can see your balance on any future date, across multiple accounts and currencies. No bank connection, works fully offline, and your data stays yours. It just launched on every platform, and I would love your honest feedback, especially on the onboarding.
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Comments
I spent the last two years building the money app I always wished existed. Every budgeting app wanted me to sort each coffee into a category, then made me feel guilty the moment I stopped. What I actually wanted was simpler: one honest running balance that tells me whether I will be okay next month. So I built TinyCashflow as a spreadsheet-style money manager where everything lives on one timeline. Recurring bills and income project themselves forward, and you can see your balance on any future date, across multiple accounts and currencies. No bank connection, works fully offline, and your data stays yours. It just launched on every platform, and I would love your honest feedback, especially on the onboarding.
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