SpendKeep

Core Features • Financial Sovereignty: No third-party bank logins. We replaced vulnerable syncing with a secure, privacy-centric engine. • Flexible Ingestion: Drop bank statements into our "90-Second CSV Loop" or securely forward specific bank SMS and email alerts directly to your SpendKeep endpoint. You control exactly what enters your ledger. • AI Categorization: We leverage ultra-fast AI (Llama-3 via Groq) to instantly categorize CSVs and forwarded alerts. It parses raw text, extracts merchants, and maps categories. Get the intelligence of an automated app with zero privacy risk. • Behavioral UX: Our onboarding shows just three transactions at a time to reduce cognitive load. Approve them to build your "Sovereignty Streak"—a UI element that ignites upon hitting a 7-day streak. • Client-Side Tools: Privacy-preserving, in-browser calculators process complex financial math entirely locally.

Primary Use Cases

For Everyday Budgeters: Escape the noise of daily UPI micro-transactions. By filtering out automated clutter, you regain intentionality. Easily spot capital waste, calculate lost investment opportunities, and align spending with the 50/30/20 framework.

For Professionals & Founders: A central command center to manage SaaS portfolios and audit B2B expenses. Upload heavy CSV exports from corporate cards, utilizing AI to identify subscription bleed without linking business accounts to aggregators.

Platform Benefits • Absolute Privacy: Secured in PostgreSQL with strict Row-Level Security. • Clear Outcomes: High-level insights eliminate "ghost spend" anxiety. • Time Savings: AI categorization streamlines tedious tracking, giving you back hours.

SpendKeep AI marries the absolute security of a manual spreadsheet with the frictionless intelligence of modern SaaS.