Solo Operator Finance Pack

I built this toolkit to make the awkward parts of solo freelance finances more manageable: chasing invoices, explaining day rates, and setting aside a sensible tax pot. It is deliberately practical and educational, with instant Gumroad downloads for freelancers who want usable templates rather than a complicated app.

The rate card idea is especially useful for freelancers. A lot of independent workers know roughly what they want to charge but don't have a good way to sanity-check their day rate against their actual costs and income goals. The invoice chase scripts are a nice practical addition too.