Quillo

• 🔐 End-to-end encrypted — Letters are sealed in your browser before they reach us. Zero-knowledge.
• 🗝️ Two-part key — Sealed with a question only your person can answer + a server-side secret. Neither half decrypts alone.
• 👥 Unlimited recipients — Spouse, kids, parents, sibling, friend, lawyer. As many as you need.
• 📂 Unlimited letters — Add as many as you want for each person. Edit any time.
• ✉️ Per-recipient privacy — Each person has their own key. They only see what was written for them.
• 📑 22 ready templates — Financial, emotional, practical. Indian-context, edit freely.
• 🪞 Verify on demand — Test your own answer to confirm your letters still unlock.
• 📊 Vault Strength score — Track how complete your EverKeep is, milestone by milestone.
• 🇮🇳 Indian by design — PAN, IFSC, UPI, EPF, NPS, LIC, mutual fund nominees built into templates.
• 📮 Manually-verified delivery — When the moment comes, our team verifies and releases. No automated triggers.
• ⏱️ 10-minute setup — No KYC, no paperwork, no document uploads.
• 🔁 Edit any time — Your letters live with you. Update as life changes.
• 💸 ₹249 / year — Launch price (₹499 standard). One flat fee, no tiers, no upsells.
• 🔓 Cancel any time — Annual subscription. Stop whenever, your data is yours.

1. The new parent

You just had your first child. Suddenly, the question that never used to keep you up at night does — if something happens to me, what does my family actually need to know?

You've thought about writing it all down. You've never actually sat down to do it.

Quillo is the ten-minute evening that gets it done. Bank accounts, insurance policies, the lawyer's number, the letter you want your daughter to read on her eighteenth birthday — all sealed, encrypted, and ready for the day she might need it.

2. The corporate professional

You've built carefully. Term insurance, PPF, NPS, a mutual-fund SIP across three platforms, ESOPs vesting at two different companies, a home loan you've nearly paid off, an emergency-fund FD at a cooperative bank nobody else knows about.

Your spouse knows about your salary. They don't know about the rest.

Quillo gives them the map. A single, encrypted document with every account, every policy, every IFSC, every person to call. So if anything happens, your family inherits clarity — not a six-month scavenger hunt.

3. The NRI parent or child

You're in Dubai or Toronto or Singapore. Your parents are in Bangalore. Your investments are in India. Your future is split across two passports and three currencies.

You've always meant to give your parents the full picture of your Indian finances. You've never quite gotten around to it.

Quillo bridges the gap. Add your parents (or your spouse back home) as recipients. Store your Indian banking, your Indian property, your demat account, your CA's contact. Sealed with a question only they can answer, accessible from anywhere in the world. The distance stops being a planning excuse.

4. The senior citizen

You're 65. You've built a quiet, modest estate — a flat in your name, two FDs at SBI, an old LIC policy from 1993, a Senior Citizens Savings Scheme account, a bank locker with the original papers.

Your children live in different cities. You don't want them digging through drawers and panchayat offices and three different bank branches after you're gone.

Quillo is the clean handover you'd want for yourself. Write it down once. Add your children as recipients. They get a sealed envelope — only openable when needed, only by them. Nobody else, including us, can see what's inside.

5. The recently diagnosed

A diagnosis just changed everything. You don't want to think about what it might mean, but you have to. You're not gone, you're not even necessarily going — but the calendar has narrowed and there are things to put in order.

You don't want to make a production of it. You don't want to scare your family. You just want to write down the things they'll need, store the letters you've been meaning to write, and go back to living.

Quillo is the private, quiet way to do it. No fuss, no will-drafting drama, no lawyer's office. Ten minutes on a Tuesday evening. Your family doesn't have to know it exists until the day they do.