Own or Rent: Smarter Home Decisions

Hey community! 👋 I'm Jamie, the designer of ownorent.com. For years, I struggled with the classic "am I throwing money away on rent?" question. The online calculators I found were either too simple, missing crucial costs, or cluttered with ads. It felt impossible to get a clear, unbiased answer for one of life's biggest decisions. So, I decided to build the tool I wished I had. Ownorent.com is a free, in-depth Rent vs. Buy calculator designed to give you a complete financial picture. You can factor in everything from closing costs and property taxes to HOA fees and home value appreciation to see a true side-by-side comparison. It also includes a detailed mortgage calculator to help you understand how different rates and terms will impact your monthly payments and total interest paid. I'm here all day to answer your questions and would love to hear your feedback. What's the biggest factor for you when deciding whether to own or rent? Thanks for your support!

Very helpful calculator and it has options to keep it simplified or go more in depth with additions like condo fees, prospective value increases, mortgage insurance, etc. It would be a great tool for any realtor or broker to share with their clients who are exploring both options.