Moneta Lend

💡 AI-Powered Spending Insights

Understand your financial habits with real-time AI analysis. We track your transactions, highlight spending trends, and help you make better financial decisions.

😂 Savage Roasts on Your Spending

Ever bought something you regret? Our AI will remind you—with humor! Expect witty, no-nonsense comments that make you think twice before that next impulse buy.

🏦 Seamless Bank Sync

Connect your bank accounts for automatic transaction tracking. No need for manual entries—just link, spend, and let Moneta Lend do the work.

🎯 Smart Budgeting & Goal Setting

Set personal finance goals and receive real-time alerts when you're close to exceeding your budget. Stay in control with effortless tracking.

🤝 Shared Budgets & Collaboration

Managing expenses with a partner, family, or friends? Create shared budgets for child expenses, trips, business spending, and more.

🔔 Custom Notifications & Accountability

Get reminders tailored to your financial situation. Whether it's a nudge to save or a warning about overspending, we’ve got your back.

🚀 Free for Financial Advisors

Financial pros can use Moneta Lend for free to track clients' budgets and keep them accountable.

📊 Personal Budgeting & Smart Spending

Stay on top of your finances with AI-driven insights, automatic transaction tracking, and spending alerts. Whether you're trying to reduce impulse purchases or save for a big goal, Moneta Lend keeps you accountable.

👶 Managing Child Expenses

Track and split expenses for your child with ease! Whether it's school fees, daycare, or extra activities, Moneta Lend ensures all costs are accounted for—perfect for co-parents or guardians.

✈️ Group Travel & Shared Expenses

Planning a trip with friends? Create a shared budget, let everyone add expenses, and settle up with zero confusion. No more awkward “Who owes what?” conversations!

💼 Business & Freelancer Expense Tracking

Separate personal and business finances effortlessly. Moneta Lend helps freelancers and entrepreneurs categorise transactions, manage cash flow, and keep track of tax-deductible expenses.

🏡 Household Budgeting for Couples & Roommates

Splitting rent, groceries, or bills? With collaborative budgeting, everyone contributes, tracks their share, and stays financially organised.

🔎 Financial Advisor Client Tracking

Advisors can monitor clients' budgets, provide better financial guidance, and keep them accountable—all for free!

No matter your financial goals, Moneta Lend keeps you in control. 🚀