Lumi: Budget & Expense Tracker
Log any expense in 3 seconds — no bank, no manual entry
Lumi is a privacy-first expense tracker for iPhone that lets you log spending in about three seconds — by voice, by scanning a receipt in any language, from Apple Pay, or by double-tapping the back of your phone (Back Tap). It works without any bank login, keeps your data on your device, and adds an AI month-end forecast, budgets, savings goals, 150+ currencies, and Family Sharing. A lightweight, private alternative to bank-linking apps like Spendee, Buddy, ZenMoney, CoinKeeper, Rocket Money, and YNAB.
Features
- Auto-Log expenses in ~3 seconds — no manual typing
- Voice input — say the expense out loud
- Receipt scanning in any language
- Apple Pay auto-logging
- Back Tap logging (double-tap the back of your iPhone)
- No bank login — privacy-first, data stays on device
- AI month-end spending forecast
- Budgets and savings goals
- 150+ currencies for travel and multi-currency use
- Family Sharing
- Free plan, with optional Premium from $1.99/month
Use Cases
Track daily spending without connecting a bank account
Keep tabs on Apple Pay purchases automatically
Log expenses hands-free by voice or a tap
Manage money across multiple currencies while traveling
Digitize and organize paper receipts
Share and track a household budget with family
See where your spending will land before month-end
A private alternative to Spendee, Buddy, ZenMoney, CoinKeeper, Rocket Money, and YNAB
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