Halcón
Private expense tracker: upload CSV/Excel bank statements, n
Halcón is a privacy-first personal finance app that helps you understand your spending without linking your bank account. Upload a CSV, Excel or AEB43 bank statement, get automatic categorisation, and see a clear dashboard of where your money goes. No bank sync, no ads, no data resale. Hosted in the EU.
Features
- Upload CSV, Excel and AEB43 bank statements
- Automatic transaction categorisation
- Clear spending dashboard
- Category breakdowns and monthly trends
- Manual category corrections
- No bank account linking
- No bank sync or open banking tokens
- EU-hosted infrastructure
- No ads or financial product recommendations
- Data export and account deletion controls
- 30-day free trial without a credit card
- Founder Pass lifetime option for early users
Use Cases
- Understand where your money goes each month
- Track personal expenses without linking your bank
- Analyse bank statements from different banks
- Replace manual spreadsheet categorisation
- Review recurring spending by category
- Keep financial data away from bank aggregators
- Import historical statements for a clearer overview
- Check monthly spending trends before budgeting
- Maintain a private personal finance dashboard
- Use AEB43 statements from Spanish banks
- Try expense tracking without committing card details
Comments
The privacy-first angle here is refreshing - most finance apps treat data like a commodity. The fact that Halcón lets you analyze your spending without linking to your bank or sharing anything with aggregators addresses a real pain point. CSV/Excel import is a smart middle ground that sidesteps the open banking complexity while keeping users in full control of their data.
Halcón started from a simple frustration: personal finance apps often ask for too much access to sensitive banking data. The project began as a master’s thesis and then evolved into a live product for people who want a practical alternative: upload a statement, understand your spending, and keep control of your data.
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Comments
The privacy-first angle here is refreshing - most finance apps treat data like a commodity. The fact that Halcón lets you analyze your spending without linking to your bank or sharing anything with aggregators addresses a real pain point. CSV/Excel import is a smart middle ground that sidesteps the open banking complexity while keeping users in full control of their data.
Halcón started from a simple frustration: personal finance apps often ask for too much access to sensitive banking data. The project began as a master’s thesis and then evolved into a live product for people who want a practical alternative: upload a statement, understand your spending, and keep control of your data.
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