Figmetric is a free library of personal finance calculators — debt payoff, balance transfer fees, compound growth, FIRE number, Roth vs traditional, and more. No accounts, no signups: enter your numbers and get clear answers instantly. Our two flagship guides benchmark where you stand — compare your income to the U.S. median, and see what percentile your retirement savings fall in for your age, using Federal Reserve and Vanguard/Fidelity data.



Useful that debt payoff, balance-transfer fees, and the FIRE number sit in one library with no account. The percentile guides would be stronger if they showed the Fed or Vanguard source year next to the result, so a 2022 SCF figure is not read as this year’s median when someone compares their savings.
The no-signup approach is the right call for calculators, people just want the number. One thing I'd find useful as someone outside the US: a toggle for non-US users (e.g. EUR and no Roth/401k), or at least a note on which calculators are US-specific. The debt payoff and compound growth ones work anywhere, so flagging that would widen the audience a lot.
The two benchmark guides are the most useful part for me: income vs the US median and the retirement-savings percentile by age. Do you show which survey year the Federal Reserve figures come from? Those numbers move quite a bit between survey waves, so a date next to each benchmark would make it easier to trust.
The retirement-savings percentile by age is the part I'd actually come back to — most calculators give you a number but no sense of whether it's normal. One question: does the Roth vs traditional calculator let you set a different tax rate for retirement than today? That assumption usually decides the whole answer, so it'd be great to see it as an explicit input.



Useful that debt payoff, balance-transfer fees, and the FIRE number sit in one library with no account. The percentile guides would be stronger if they showed the Fed or Vanguard source year next to the result, so a 2022 SCF figure is not read as this year’s median when someone compares their savings.
The no-signup approach is the right call for calculators, people just want the number. One thing I'd find useful as someone outside the US: a toggle for non-US users (e.g. EUR and no Roth/401k), or at least a note on which calculators are US-specific. The debt payoff and compound growth ones work anywhere, so flagging that would widen the audience a lot.
The two benchmark guides are the most useful part for me: income vs the US median and the retirement-savings percentile by age. Do you show which survey year the Federal Reserve figures come from? Those numbers move quite a bit between survey waves, so a date next to each benchmark would make it easier to trust.
The retirement-savings percentile by age is the part I'd actually come back to — most calculators give you a number but no sense of whether it's normal. One question: does the Roth vs traditional calculator let you set a different tax rate for retirement than today? That assumption usually decides the whole answer, so it'd be great to see it as an explicit input.
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