Cashly
Track expenses, EMIs, debts and bills. No bank login.
Cashly is a free personal finance app for Android and the web that keeps your expenses, EMIs and loans, money lent and borrowed, credit cards, subscriptions and bills in one place. It works in any currency and time zone and never asks for a bank login, SMS access or card numbers.
Balances for your banks, cards and wallets update from what you log, loans show the next due date and months left, and bills appear before they are due with reminders. The Always Free plan has no ads and covers the whole app. Pro plans add CSV export and import, AI features, and a REST API, webhooks and an MCP server so ChatGPT and other AI assistants can work with your money data.
Try it on the web cashly.corenexis.com or get the Android app on Google Play play.google.com/store/apps/details?id=com.corenexis.cashly.
Features
Expense and income tracking with categories, payment methods, notes and search
Real balances for banks, credit and debit cards, wallets and cash
EMI and loan tracker with interest, months left and next due date
Debt tracker for money lent and borrowed, with part payments
Bills and subscriptions listed before they are due, with reminders
Budget dashboard with savings rate and month-on-month views
Any currency and time zone, offline mode on Android, widgets and app lock
REST API, webhooks and MCP server for ChatGPT, Claude and n8n
Use Cases
Track daily spending without linking a bank account
Stay on top of EMIs, loan payments and credit card due dates
Remember who owes you money and what you owe others
See every subscription and autopay renewal before it charges
Log expenses by chat with ChatGPT or another AI assistant
Connect to n8n or your own tools through the API and webhooks
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