Calm Sea gives everyday users clear financial planning and retirement tools.
Don't waste time building complex spreadsheets when you can use a clean, clear and visual planning tool.
You can model accumulation and retirement phases, projection cashflows and test scenarios for inflation, interest, growth, expenses and contributions.
With a simple visual and hands on approach, you can use visual charts to see and drill down into assets, zoom out for the big picture and spot opportunities.
The quick onboarding lets you get started easily to start projecting investment returns and goals, set drawdown strategies and see how small changes today shape long‑term outcomes.
Features
- Accumulation Phase Modeling: Add your savings, investments, and retirement account values to learn how they could grow and compound over time.
- Adjust for inflation & interest rates: See how different inflation and interest rate scenarios could impact your assets and liabilities over time.
- Retirement Phase Planning: Set goals and see how your retirement accounts, investments, and lifestyle can affect your retirement and draw down strategy.
- Change approaches: See how small changes today could shape your financial future tomorrow. Adjust your contributions, change your expected asset's growth rates and change your projected retirement dates.
- Visual-first design: Adjust for inflation & interest rates See how different inflation and interest rate scenarios could impact your assets over time.
- Get started in minutes, not hours: Leverages Calm Sea's capabilities to deliver clear outcomes and a smooth experience.
- Asset Management: Leverages Calm Sea's capabilities to deliver clear outcomes and a smooth experience.
- Opportunity Spotting: Leverages Calm Sea's capabilities to deliver clear outcomes and a smooth experience.
Use Cases
- Learn how much in savings and investments you could have when you retire
- Lean what happens to your debt if interest rate increase or decrease
- Lean what happens to your savings if inflations increases or decreases
- Learn what impact making additional contributions to your retirement account could have
Comments
Hi everyone, Ben here. Like how a lot of companies get started, I got frustrated with not being able to find simple tools to help me analyse and understand how my savings and investments could evolve over time. I wanted to understand if I could ever become financially independent and if I could ever retire early. I wanted the designs to be clean and simple, I wanted to be able to drill down, step back, tweak, twist and turn the data so I can get the full picture. I hope some of you like it and find it useful :) P.S. I'm still working on in and adding more features and love feedback.
This fills a real gap — most financial planning tools are either too simple or require a finance degree to use. I love that you can model accumulation and retirement phases visually. The ability to test inflation and contribution scenarios is exactly what someone needs when trying to answer 'can I actually retire early?' Would be great to see a goal-setting feature where users can set a target retirement date and the tool works backwards to show what savings rate is needed.
Premium Products
Sponsors
Buy
Awards
View all
Awards
View allComments
Hi everyone, Ben here. Like how a lot of companies get started, I got frustrated with not being able to find simple tools to help me analyse and understand how my savings and investments could evolve over time. I wanted to understand if I could ever become financially independent and if I could ever retire early. I wanted the designs to be clean and simple, I wanted to be able to drill down, step back, tweak, twist and turn the data so I can get the full picture. I hope some of you like it and find it useful :) P.S. I'm still working on in and adding more features and love feedback.
This fills a real gap — most financial planning tools are either too simple or require a finance degree to use. I love that you can model accumulation and retirement phases visually. The ability to test inflation and contribution scenarios is exactly what someone needs when trying to answer 'can I actually retire early?' Would be great to see a goal-setting feature where users can set a target retirement date and the tool works backwards to show what savings rate is needed.
Premium Products
New to Fazier?
Find your next favorite product or submit your own. Made by @FalakDigital.
Copyright ©2025. All Rights Reserved