Bilt Calculator
The Bilt Calculator helps you understand how many Bilt Points you actually earn from rent, mortgage, and everyday spending with Bilt’s three new credit cards: Blue, Obsidian, and Palladium. Instantly see monthly or annual point totals, effective earn rates, how Option 1/Option 2 compare to one another, and how other credit cards like the Double Cash shape up—using real math, not marketing assumptions.
Features
- Calculate Bilt Points earned from rent/mortgage payments and non-rent spend
- Model both Option 1 and Option 2 reward systems for earning points on housing payments
- View total points on a monthly or annual basis
- See your effective earn rate per dollar spent
- Compare Bilt cards against popular rewards cards like the Active Cash
- Handles edge cases like minimum spend thresholds & Bilt Cash limits
- Share results with friends
Use Cases
- Determine if and which of the three new Bilt Cards is best for you
- Understand whether Option 1 or Option 2 works better for your spending to earn points on Rent
- Estimate how many points you’ll earn before getting a Bilt card
- Compare Bilt’s real, effective earn rates against other credit cards
- Model different rent and spending scenarios without spreadsheets
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